From a first policy to a renewal review — honest, detailed help at each step.
Clear comparisons of individual private medical insurance — hospitals, excesses, outpatient limits and cancer cover, laid out side by side.
Anyone buying their first private policy, or checking an existing one still fits.
Policies for couples, children and multi-generation households. We compare family discounts, child-only options and the rules for adding a new baby or a partner mid-term.
Parents, couples and households wanting cover that flexes as the family changes.
Honest guidance on how underwriting treats existing health — moratorium underwriting, full medical underwriting and what can genuinely still be covered.
Anyone with an existing or past condition who wants cover that does what they expect.
Staff health cover is a meaningful benefit and a meaningful cost. We help small and mid-sized employers compare schemes on benefit levels, underwriting terms and what leaving employees keep.
Founders, finance leads and HR teams at small and mid-sized businesses.
Premiums rise with age and claims history, and a renewal quote is rarely the best price. But switching blindly can forfeit cover you have already earned — especially underwriting terms on existing conditions.
We review your renewal against the market and tell you honestly whether switching is worth it, or whether staying put protects something more valuable than the saving.
Policyholders facing a renewal increase, or anyone unsure whether their old plan still fits.